Cosmetic Financing More Affordable

If you’ve been considering having a cosmetic procedure done but aren’t sure how to pay for it, you’ll want to know about CareCredit, a healthcare financing credit card. Since few cosmetic surgery procedures are covered by insurance, and interest rates on traditional credit cards can be sky high, you may have put off the procedure , or even given up on the idea.

A recent study conducted by Google on behalf of CareCredit reported that 52.6% of survey respondents have delayed elective healthcare treatment because of cost. Furthermore, 27% stated that they would have begun treatment sooner had they known about affordable financing options like CareCredit.

The decision to pursue a cosmetic procedure is typically well-researched, with patients spending nearly 145 days contemplating various treatments, including researching various treatments, considering doctor recommendations, and looking into financing options. In the end, the go/no-go decision is often driven by cost.

Which is where CareCredit comes in.

What is CareCredit?

CareCredit is a revolving line of credit – a credit card – to be used exclusively for healthcare-related expenses. It can be used at more than 200,000 healthcare providers and health focused retailers like Rite Aid and LensCrafters.

No interest if paid in full financing

The difference really comes down to two things: unique promotional financing, and a dedicated healthcare credit line, explains Laurie Hurt, vice president, cosmetic surgery and dermatology marketing at CareCredit. “Consumers love our friendly ‘no interest if paid in full payment’ options,” she says, “making more expensive surgical procedures, as well as routine and repetitive maintenance, a reality for many people.”

Once approved for a CareCredit card, you can use it over and over (as long as credit is available) for fillers and injectables, chemical peels and IPL procedures, spider vein treatment, new glasses or contacts at LensCrafters, or a weight loss procedure, and pay for it with your CareCredit card.

“What cardholders also like about CareCredit is that it’s a separate line of credit for all their healthcare needs,” says Hurt. “It helps them keep track of what they’ve spent and they don’t have to go through the application process again for additional procedures.”

Making plastic surgery possible

When you apply for a CareCredit card, you request a specific amount for the treatment you’re interested in having done. “We work with consumers to help them get what they need,” says Hurt, and 92% of the time, CareCredit is able to do just that for credit-qualifying consumers.

There are currently 10 million cardholders in the U.S., with 12,000 people applying daily for a CareCredit account. “We approve a new application every 14 seconds.”

“The good news for medical practices is that CareCredit makes it possible for their patients to have the work done that they want or need. For every $1 spent on Mastercard or Visa credit cards, CareCredit customers spend $4,” says Hurt.

The repayment amounts fit into your budget. For example, a patient who finances a $5,000 laser lipo treatment will pay $209-per-month for 24 months to pay it off in full.

The application process

Anyone interested in applying for a CareCredit card can do so on the company’s website, via phone, mobile device, Facebook link, or while at their doctor’s office.

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“Patients instantly get a credit decision in less than 10 seconds, says Hurt, “so they know they can schedule the procedure before they even leave the office.”

“Consumers want financing options and like the ‘no Interest if paid in full’ promotional financing,” explains Hurt.

Applying is fast, easy and secure. Our office is able to assist you with a financing program for elective medical procedures. Patients may be pre-approved for financing with a low-interest monthly payment plan.

Our providers have completed the CareCredit Certification in an effort to give every applicant and cardholder clear, easy-to-understand explanations of our financing program.

Click here to start your care credit application today!

Your Best You Is Closer Than You Think

With an ALPHAEON CREDIT card, you’ll find a wide array of monthly payment options to help you be your best you.

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With special financing options* for any purchase over $250 with credit lines up to $25,000 and the ability to reuse your card again and again, you may find using an ALPHAEON CREDIT card is a better way to pay as well.

Apply today to start looking, feeling, and being your best.

*Promotional financing with ALPHAEON CREDIT card accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotional eligibility. $250 minimum purchase and minimum monthly payments required.


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Rafal Center for
Dermatology & Cosmetic Surgery


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